About Us

Our Philosophy

Polaris Risk Management & Insurance Services, a subsidiary of FourPoints Holdings, is a California based Risk Management firm with International influence.

Polaris appreciates that the public has a choice when it comes to protecting their assets, and demands not only competence, but clarity, innovation and accountability. These four traits are the Hallmark of the environment that we have cultivated and practiced for the past thirty-two (32) years. Consequently, the individuals that we consider for employment are the best in the market. At Polaris we offer a culture where they are strongly encouraged to think outside of the proverbial “box,” not only for their benefit and growth, but more importantly for the benefit of our clients.

Our team has been selected from some of the best brokerage houses in the country. Our team brings their own distinct set of skills that round out what it is our clients are looking for. We are as selective in assembling our team as we are in selecting our clients. We do not “sell” insurance. We offer peace of mind.

Before we take on a new client we review what it is that they are looking for in a Risk Manager. If both parties believe that the relationship will be mutually beneficial for the long term, we move forward. We like our clients and we strive to create and maintain the best working relationship possible. In return we have a retention ratio of more than 97%. Our clients are intelligent, loyal and appreciate the high level of professionalism that we bring to the table.

We invite you to experience the Polaris model and become part of the Polaris family.


Randall O. Perry

CEO/ Managing Director

1800 Sutter Street, Suite 777, Concord, CA 94520  |  Ph: 925.677.7400  |  Fx: 925.677.7401 | CA License #0D80810
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