Whether you are a large or small business, the employer – employee relationship has changed. In today’s world, employers can no longer assume all employment relationships will go smoothly. Finding a suitable Employment Practices Liability Insurance (EPLI) program has become one of the single most important things owners and managers can do. Polaris Risk Management & Insurance Services can design products to protect clients against breach of employment contracts, discrimination, wrongful termination and sexual or other harassment issues.
Reasons To Have EPLI Coverage

  • General liability policies don’t cover this exposure
  • Over 60% of claims come from former employees
  • The average cost to defend an EPLI claim is $150,000
  • 47% of jury awards are between $100,000 and $500,000
  • The Equal Employment Opportunity Commission recorded over 94,000 complaints in 2010
  • Claims can come from vendors and even clients
  • Coverage is very affordable and easy to obtain

Most EPLI policies provide free legal resources for firms to use. You can call an attorney to help you through a tough issue. In most cases we are able to provide a premium indication in less than one day. Every restaurant, contractor, computer company, manufacturer, retailer or professional service should consider this coverage. Call Polaris Risk Management & Insurance Services today for more information.