Polaris has a comprehensive risk purchasing group program that is written specifically for property owners/managers. Our program is ideal for the property classes listed below:
- Apartment Complexes
- Homeowners Associations
- Office Buildings
- Shopping Centers
- Industrial Properties
Our policy form is arguably the broadest in scope of coverage on the market. We are able to provide earthquake protection on many of the buildings we look at, at rates far below the "open market".
Coverage includes:
- Guaranteed Replacement Cost Provision
- Elimination of Co-Insurance Clauses
- Extended Period of Indemnity on Loss of Rents (12 months after Certificate of Occupancy)
- Equipment Breakdown-Boiler and Machinery
- $75 million excess policy
In addition to our property program, we offer our clients support in:
- Wrap-ups
- Course of Construction
- Owner Controlled Protectives, (OCP)
- Environmental Coverage
- Construction Defect Insurance
- Wind in Tier-One Areas
- Mold
- Vacant Buildings
- Undeveloped Land
- Foreign Risk (Outside U.S)
- Flood
- Earthquake (DIC)
1800 Sutter Street, Suite 777, Concord, CA 94520 | Ph: 925.677.7400 | Fx: 925.677.7401