Privacy Policy

Polaris Risk Management & Insurance Services (Polaris) is committed to protecting your privacy. This privacy statement describes how Polaris collects and uses the personal information you provide on our Web site: www.polaris-ins.com. It also describes the choices available to you regarding Polaris's use of your personal information and the steps you can take to access this information and to request that we correct or update it.

Collection and Use of Personal Information

We collect the following personal information from you:

  • Contact Information such as name, email address, mailing address, phone number
  • Information about your business such as company name, company size, business type

We collect this information when you:

  • Contact us with questions or request more information about our products or services

We use this information to:

  • Assess the needs of your business to determine which products best meet those needs
  • Send you requested product or service information
  • Send you marketing communications
  • Respond to your questions and concerns

Information Sharing

We will share your personal information with third parties only in the ways that are described in this privacy statement. We reserve the right to disclose your personal information as required by law (e.g., to comply with a subpoena, warrant, court order, or legal process served on our Web site) and when we believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, and/or respond to a government request.

In the event Polaris goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and/or a prominent notice on our Web site of any such change in ownership or control of your personal information, as well as any choices you may have regarding your personal information.

Choice/Opt-Out

You may opt-out of receiving our newsletter or marketing emails from us by following the unsubscribe instructions included in each newsletter or marketing email or you can contact us at webmaster@polaris-ins.com.

Our Web site hosting provider or a service provider may place cookies on your computer to collect non-personally identifiable information to compile aggregated statistics about the visitors to our site or to assist us in determining the effectiveness of our advertising campaigns.

Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or page views.

We use this information, which does not usually identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole.

Web beacons

A web beacon is an electronic image placed on a web page that can serve many of the same purposes that cookies serve, For example, recording the pages you visit on our site. We or third parties may use Web beacons to track the traffic patterns of users from one page to another.

We or our third party service provider may use web beacons in some of our emails to let us know which emails have been opened by recipients or track click-through rates. This allows us to gauge the effectiveness of our communications to customers and our marketing campaigns.

Correcting and Updating Your Personal Information

To review and update your personal information to ensure it is accurate, contact us at service@polaris-ins.com.

Widgets

Our Web site may include Widgets, which are interactive mini-programs that run on our site and are designed to provide single-purpose services (e.g. displaying the latest news, opinions, music, etc). These Widgets are hosted by a third party. Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable certain features of the Widget to function properly. The information collected by this Widget is subject to the Widget's privacy policy. Polaris is not responsible for personal information you choose to provide through the Widget.

Links to Other Web Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of Polaris. If you submit personal information to any of those sites, your information is subject to their privacy statements. We encourage you to carefully read the privacy statement of any Web site you visit.

Security

The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can contact us at webmaster@polaris-ins.com.

Notification of Privacy Statement Changes

We may update this policy from time to time as our information practices are modified or changed. If we make any material changes to this policy that affect your personal information, we will notify you by means of a notice on this Site prior to the change. We encourage you to periodically review this page for the latest information on our privacy practices.

Contact Information

You can contact us by writing or email us at the address below.

Polaris Risk Management & Insurance Services
1800 Sutter St Suite 775
Concord, CA 94520
Email: webmaster@polaris-ins.com
Phone: 925-677-7400

1800 Sutter Street, Suite 775, Concord, CA 94520  |  Ph: 925.677.7400  |  Fx: 925.677.7401 | CA License #0D80810
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