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Polaris Risk Management & Insurance Services 

We have developed an insurance program, with the help of our exclusive carrier, which is specifically created for the needs of DME Business Owners. Our rates are very competitive and often save our clients from 25%-35% off their current insurance premiums. There have been no rate increases in the last 11 years! 

Our standard DME Business Package policy includes: 

  • Business Property (building and property including your inventory, office furniture, electronic equipment, and other business related property) 

  • General Liability-Product Liability (separate limits for GL and Products liability broaden your coverage) 

  • Professional Liability

  • Sexual Abuse/Molestation 

  • Hired & Non Owned Auto 

Other coverage offered: 

  • Commercial Auto

  • Directors & Officers Liability 

  • Employment Practice Liability

  • Workers Compensation 

In an ever changing world of home medical care, we at Polaris Risk Management & Insurance Services feel the last thing you need to worry about is your insurance coverage. Our brokers and customer service department are available to satisfy all your insurance needs, and to help simplify the application process for you. 

We provide certificates of insurance to satisfy your insurance obligations. We are also able to obtain required bonds as needed.

Get a NO OBLIGATION QUOTE: Simply fill out the brief information in our secure online form or download a copy or our application to complete offline and fax the completed form to (925) 677-7401 or email to

For more information or to receive a quote, please contact one or our Risk Specialists at (925) 677-7400 or via email at

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